Mortgage Rates to Fall Below 3.5% in 2026
UK mortgage rates are predicted to tumble, with sub-3.5% deals on the horizon as lenders compete. First-time buyers and those remortgaging could see major savings. Read the full analysis.
UK mortgage rates are predicted to tumble, with sub-3.5% deals on the horizon as lenders compete. First-time buyers and those remortgaging could see major savings. Read the full analysis.
Brokers forecast a mortgage price war in early 2026, with rates potentially falling below 3.5%. Leeds Building Society has already cut rates, signalling a competitive start to the year.
HSBC boosts mortgage cashback to a maximum of £2,000 to help first-time buyers with upfront costs. Experts predict a potential price war in the UK mortgage market. Read the full analysis.
Nationwide Building Society has cut selected fixed mortgage rates to as low as 3.58%, offering a Christmas boost for home buyers and movers. Read the full details and expert reaction here.
Lloyds Bank cuts minimum income for its First Time Buyer Boost to £40,000, unlocking £1bn in new lending. Self-employed buyers can now borrow up to 5.5x their income.