HSBC cuts mortgage rates, brokers predict rate war
HSBC announces sweeping reductions to residential and buy-to-let mortgage rates from January 5, 2026. Brokers welcome the move, predicting a potential rate war and deals below 3.5%. Read the latest.
Category : Search result: HSBC mortgage rates
Welsh Housebuilder Upbeat on 2026 Housing Market Outlook
Family-run builder Llanmoor Homes reports a surge in enquiries post-Budget, predicting a strong 2026 for Welsh housing. Lower interest rates and Help to Buy scheme fuel optimism.
Nationwide: House Prices Fell in December, Slowdown to Continue
Nationwide's latest data reveals an unexpected 0.4% monthly fall in UK house prices in December 2025, with annual growth slowing sharply. Experts warn the market stagnation is likely to persist through 2026. Read the full analysis.
NatWest cuts interest rates for UK customers
NatWest informs customers of reduced savings interest rates, effective 19 January. The move follows the Bank of England's base rate decision. Learn what it means for your money.
UK First-Time Buyer Mortgage Hits Record £210,800
First-time buyers in the UK borrowed a record average of £210,800 in the year to September 2025, accounting for 20% of all housing market spending. Discover the driving factors behind this surge.
Mortgage Rates to Fall Below 3.5% in 2026
UK mortgage rates are predicted to tumble, with sub-3.5% deals on the horizon as lenders compete. First-time buyers and those remortgaging could see major savings. Read the full analysis.
Mortgage rates set to tumble, brokers predict sub-3.5% deals
Brokers forecast a mortgage price war in early 2026, with rates potentially falling below 3.5%. Leeds Building Society has already cut rates, signalling a competitive start to the year.
Stafford & Rugby Named in Top 10 UK Property Hotspots
Lloyds data reveals the UK's top property towns for 2025, with Plymouth leading and two West Midlands locations making the list. Discover the full ranking and price growth.
Lloyds Bank issues major house price warning
Lloyds Bank reveals UK areas where house prices fell sharply, with one town seeing values drop over £36,000. Expert advice on navigating the shifting property market.
2025 UK House Price Hotspots: Plymouth Up 12.6%
Lloyds Bank reveals the UK's top property hotspots and coldspots for 2025. Discover where prices rose fastest, like Plymouth, and fell most, including Solihull. Get expert insights for your next move.
Free Mortgage Switch Trick for Halifax, Nationwide, Santander
Halifax, Nationwide and Santander are allowing mortgage holders to switch deals months early without charges. Discover how to lock in lower rates and potentially save thousands.
UK Mortgage Rates Set to Drop Below 3% in 2026
UK homeowners could see mortgage rates dip below 3% by spring 2026, experts forecast. Falling inflation and lender competition are set to bring major relief. Read the full analysis.
Mortgage shock for 4.5 million UK households
Nearly half of UK mortgage holders will see bills rise by £768 a year as fixed deals expire. The Bank of England warns of payment shocks despite recent rate cuts.
HSBC offers £2,000 cashback for first-time buyers
HSBC boosts mortgage cashback to a maximum of £2,000 to help first-time buyers with upfront costs. Experts predict a potential price war in the UK mortgage market. Read the full analysis.
West Midlands Property Prices Fall £4k, Rebound Expected
Average asking prices in the West Midlands fell by £4,000 in December. Rightmove predicts a Boxing Day bounce and 2% growth in 2026. Read the full market analysis.
Lloyds Bank app feedback & first-time buyer affordability
Lloyds Bank responds to customer's app feature request as new data reveals improved affordability for first-time buyers, with mortgage costs stabilising. Read the latest updates.
Lloyds: Rent Costs £259 More Per Month Than Mortgages
New Lloyds Bank research reveals renting is now £259 per month more expensive than average first-time buyer mortgage costs. Discover the shifting affordability landscape.
Mortgage rates predicted to drop below 3% next year
UK mortgage brokers forecast a major rate war in 2026, with deals potentially falling below 3%. Experts predict a 'mortgage comeback' driven by falling inflation and lender competition. Discover what this means for borrowers.
UK mortgage repayments to fall after Bank of England rate cut
UK homeowners and first-time buyers set for lower monthly costs after the Bank of England's base rate cut this week, unlocking pent-up housing demand. Read expert analysis.
Mortgage rates set to plunge below 3% in price war
UK mortgage rates are poised to fall below 3% by spring after a Bank of England rate cut, with lenders expected to launch a competitive price war in January. Discover what this means for homebuyers.
Senedd Backs £116m Business Rates Relief Scheme
The Senedd has unanimously approved a £116m transitional relief scheme to phase in tax increases for 25,000 Welsh businesses after the 2026 revaluation. Learn how this support will work.
UK tracker mortgages get £345 boost after rate cut
Over 500,000 UK homeowners on tracker mortgages will see monthly payments fall by nearly £29 after the Bank of England's decision. Find out what it means for you.
Nationwide Slashes Mortgage Rates from January 2026
Nationwide Building Society will reduce its Standard Mortgage Rate by 0.25% to 6.49% from 1 January 2026, following the Bank of England's base rate cut. Find out what this means for your repayments.
Bank of England cuts interest rates to 3.75%
The Bank of England has cut the base rate to 3.75%, signalling a shift for savers and borrowers. Experts urge immediate action to secure top savings deals before banks follow suit.
Business Leaders Demand Bold Rate Cut from Bank of England
UK business owners call on Bank of England Governor Andrew Bailey to slash interest rates as inflation falls. A cut could boost mortgages but hit savers. Read the latest ahead of the BoE's crucial decision.
Nationwide, HSBC pledge to keep bank branches open
Nationwide and HSBC commit to keeping branches open as FCA notes a shift in banking strategy. Discover the latest on UK bank branch closures and access to in-person services.
Civil servant on £27k can't afford heating due to benefits rule
Julie Prince, a civil servant from Somerset, reveals 80% of her salary goes on bills. She can't afford heating and is ineligible for Universal Credit due to her mortgage. Read her story.
Warning as thousands of pensioners die with mortgage debt
A stark warning is issued as thousands of state pensioners die with outstanding mortgage debt, leaving families to foot the bill. Discover the scale of the crisis and the call for new lending solutions.
Metro Bank credit file markers add to grief of bereaved family
A grieving family faces mortgage refusal after Metro Bank declines to remove late payment markers from their credit file, despite their son's death. Read their story.
Santander £100 cashback offer for life insurance
Santander is offering customers £100 cashback to take out a new life insurance policy. The offer comes as Nationwide announces significant mortgage rate cuts.
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