Category : Search result: mortgage borrowing UK


Weight loss drugs could reduce mortgage borrowing power

Spending on weight loss drugs like Wegovy may cut the mortgage you can get by thousands. Experts warn lenders treat these costs as committed outgoings in affordability checks. Discover the impact on your finances.

Nationwide cuts mortgage rates by up to 0.20%

Nationwide Building Society announces major mortgage rate cuts effective 15 January, with a new headline rate of 3.50%. Experts predict a boost for the 2026 property market.

2026 UK Housing Market: Steady Growth Predicted

Mortgage expert Sam Fox forecasts a solid year for UK buyers in 2026, with falling rates and new products boosting affordability. Discover regional trends and top tips for securing a mortgage.

Mortgage deals at highest level since 2007

Borrowers have the widest choice of UK mortgage deals since 2007, with rates falling and high LTV options booming. Experts say now is a prime time to seek advice and move.

Santander's 2026 Broker Pledges: Full List

Santander UK renews its Broker Pledges for 2026, promising no dual pricing, advance notice on withdrawals, and improved product transfers. Discover the full list of commitments.

Major UK banks slash mortgage rates in 2026

Lloyds, Halifax, Barclays, and HSBC have all cut mortgage rates, with Lloyds offering the market's lowest at 3.47%. Discover the best deals for homeowners and remortgaging.

Santander pays £150 cashback for life insurance

Santander bank is offering customers up to £150 cashback for taking out a life insurance policy. The offer, provided via Aviva, aims to help families secure financial protection.

HSBC Confirms Major Mortgage Rate Cuts This Week

HSBC UK has announced a series of mortgage rate reductions impacting millions, with cuts of up to 0.18%. See the full list of new rates for remortgages, home movers, and first-time buyers.

UK Credit Card Borrowing Hits 2-Year High

A worrying Bank of England report shows consumer credit growth surged to 8.1% in November. Experts warn of debt risks as millions struggle with festive costs. Get free debt advice.

UK house prices fall 0.4% in December 2025

UK house prices fell 0.4% month-on-month in December 2025, with annual growth slowing to 0.6%. Discover how the West Midlands and other regions performed and the 2026 outlook.

HSBC cuts mortgage rates, brokers predict rate war

HSBC announces sweeping reductions to residential and buy-to-let mortgage rates from January 5, 2026. Brokers welcome the move, predicting a potential rate war and deals below 3.5%. Read the latest.

UK First-Time Buyer Mortgage Hits Record £210,800

First-time buyers in the UK borrowed a record average of £210,800 in the year to September 2025, accounting for 20% of all housing market spending. Discover the driving factors behind this surge.

Mortgage Rates to Fall Below 3.5% in 2026

UK mortgage rates are predicted to tumble, with sub-3.5% deals on the horizon as lenders compete. First-time buyers and those remortgaging could see major savings. Read the full analysis.

Lloyds Bank issues major house price warning

Lloyds Bank reveals UK areas where house prices fell sharply, with one town seeing values drop over £36,000. Expert advice on navigating the shifting property market.

2025 UK House Price Hotspots: Plymouth Up 12.6%

Lloyds Bank reveals the UK's top property hotspots and coldspots for 2025. Discover where prices rose fastest, like Plymouth, and fell most, including Solihull. Get expert insights for your next move.

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