21 Bank Branches to Close Across UK in February: Full List of Locations
Branch closures are continuing to affect Britain's high streets this February, with a significant number of banks set to shut their doors. A total of 21 bank branches across the United Kingdom are scheduled for closure this month, dealing another blow to local communities and traditional banking services.
Lloyds Banking Group Leads the Closures
Among the closures, 19 branches belong to Lloyds Banking Group, which includes Lloyds Bank, Halifax, and Bank of Scotland. This represents a dramatic reduction from the more than 2,200 high street branches the banking group operated just a decade ago, highlighting the rapid transformation in how people manage their finances.
A spokesperson for Lloyds Banking Group explained the reasoning behind these closures, stating: "The way people are banking has changed, with over 21 million customers choosing our apps to manage their money. We're providing more choice than ever before, bringing together the best in digital convenience with our people."
The spokesperson added: "Alongside our app, our customers can use any Lloyds, Halifax or Bank of Scotland branch, the Post Office or Banking Hubs for their everyday banking, and deposit cash at over 30,000 PayPoint locations."
Full List of February Bank Closures
The closures affect various locations across England, Wales, and Northern Ireland. Here is the complete breakdown of branches scheduled to close in February:
Lloyds Bank Closures
- Swindon – February 3
- Kendal – February 10
- Brecon – February 11
- Cranbrook – February 11
- Wadebridge – February 17
- Stow-on-the-Wold – February 17
- Brynmawr – February 17
- St Ives – February 24
- Chesham – February 24
- Liskeard – February 24
- Kenilworth – February 24
Halifax Closures
- Thetford – February 4
- Belfast (Castle Court) – February 4
- Kendal – February 10
- Belfast (Connswater Shopping Centre) – February 10
- Gillingham – February 11
Bank of Scotland Closures
- Thetford – February 4
- Belfast (Castle Court) – February 4
- Kendal – February 10
- Belfast (Connswater Shopping Centre) – February 10
- Gillingham – February 11
The Rise of Digital Banking and Alternatives
Lloyds Banking Group joins other high-street providers in reducing their physical branch networks, with banks citing the increasing preference for digital banking services among customers. More people are choosing to manage their money and access savings through mobile apps and online platforms, reducing the need for traditional branch visits.
Despite the closures, there is some positive news for those who still prefer in-person banking services. Banking hubs are becoming more prevalent across the UK, with approximately 100 shared hubs currently operational nationwide. Furthermore, ATM network Link has announced plans to launch 14 additional banking hub locations in 2025, providing alternative access points for essential banking services.
The continued shift toward digital banking solutions reflects broader changes in consumer behavior and technological adoption. While these closures present challenges for local high streets and communities that rely on physical branches, they also underscore the evolving nature of financial services in the digital age.
