The UK's tax authority, HM Revenue & Customs (HMRC), has issued a fresh call for eligible families to claim Child Benefit, highlighting that payments can be backdated and are worth up to £897 per year for each additional child.
How to Claim Your Backdated Payment
In a recent post on social media platform X, HMRC outlined the simple steps for parents and carers. The key message is that Child Benefit can be backdated for up to three months from the date a claim is made. However, payments from before this period cannot be recovered.
HMRC recommends using its free and secure app as the quickest and easiest way to claim, view, and manage these payments. For those already claiming for a first child, a separate online claim is needed to receive the benefit for any additional children.
Understanding Child Benefit Rates and Rules
Child Benefit is a government payment designed to help with the costs of raising a child. It is typically paid to anyone responsible for a child under 16, or under 20 if they stay in approved education or training.
Currently, there are two weekly rates:
- £26.05 for the eldest or only child.
- £17.25 for each additional child.
This equates to roughly £1,354.60 annually for a first child and £897 per year for each subsequent child. There is no limit on the number of children you can claim for, but only one person can receive the benefit for a child.
Important Considerations and the High Income Charge
It is crucial to be aware that Child Benefit counts towards the overall benefit cap. If affected, families will still receive the full Child Benefit amount, but other benefits may be reduced.
Furthermore, the High Income Child Benefit Charge (HICBC) applies if you or your partner earns over a certain threshold. This charge can reduce or eliminate the financial gain from the benefit, meaning some higher-earning households may end up with no extra money. Parents in this situation are still encouraged to claim, as it can protect their State Pension entitlement.
The Labour Party government's tax office is keen to ensure all eligible families receive the support they are entitled to, urging prompt action to secure any backdated payments.
