Millions of households across Britain are missing out on vital financial support during the ongoing cost of living crisis, according to alarming new research.
Over two million Universal Credit claimants are failing to access additional benefits they're entitled to, with some families potentially missing thousands of pounds each year that could ease financial pressures.
The Hidden Benefits Gap
Analysis by Policy in Practice reveals that approximately 2.3 million people receiving Universal Credit aren't claiming council tax support, while around 860,000 could be eligible for Carer's Allowance but haven't applied.
Perhaps most concerning is that about 620,000 households might qualify for the Severe Disability Premium, potentially worth over £7,000 annually - money that could transform living standards for those struggling most.
Why Are People Missing Out?
Several factors contribute to this benefits gap:
- Complex application processes that deter eligible claimants
- Lack of awareness about additional entitlements
- Administrative barriers and confusing eligibility criteria
- Digital exclusion affecting older or vulnerable applicants
Expert Calls for Action
Deven Ghelani, director of Policy in Practice, emphasised the urgency: "At a time when families are facing unprecedented financial pressure, it's crucial that people receive all the support they're entitled to. We need simpler systems and better communication to ensure help reaches those who need it most."
The research highlights how the complexity of the benefits system creates significant barriers for vulnerable households, potentially leaving billions of pounds unclaimed across the country each year.
What You Can Do
If you're receiving Universal Credit, experts recommend:
- Checking your eligibility for council tax reduction with your local authority
- Investigating whether you qualify for Carer's Allowance if you look after someone
- Exploring additional premiums like the Severe Disability Premium
- Using online benefits calculators to identify missing entitlements
With winter approaching and energy costs remaining high, ensuring you receive all eligible support could make a crucial difference to household budgets.
