DWP's 28-Day Rule Puts Pre-1959 State Pensioners at Risk of Benefit Loss
State pensioners born before 1959 are facing a significant threat to their financial security due to a strict 28-day rule enforced by the Department for Work and Pensions (DWP). This regulation can lead to the denial of crucial benefits, including Pension Credit and Attendance Allowance, if pensioners spend more than 28 days in hospital.
Immediate Notification Required for Hospital Stays
The DWP mandates that beneficiaries must report any hospital admission lasting one night or longer without delay. This requirement extends to stays in rehabilitation centres or care homes, as well as missed Jobcentre Plus appointments due to medical reasons. Failure to comply can result in benefits being stopped or reduced.
Key details that must be provided include:
- Full name, date of birth, and National Insurance number
- Partner's details if included in the claim
- Exact dates of hospital admission and discharge
- Hospital name and ward information
- Any hospital transfers during the stay
- Discharge destination (e.g., home or care home)
Friends or relatives can make these reports on behalf of pensioners, but they must also provide their own contact information when doing so.
How Pension Credit is Affected by Extended Hospitalization
Pension Bee, a pension advisory service, explains that Pension Credit consists of two components: Guarantee Credit and Savings Credit. These benefits are designed to support state pensioners with incomes below specific thresholds.
"If you receive either of these benefits and your hospital stay exceeds 28 days, the amount you receive might be affected," states Pension Bee. "This occurs because Pension Credit calculations include income from other benefits, some of which may stop or be reduced during prolonged hospital stays."
The 28-day rule creates particular challenges for older pensioners who may require extended medical treatment. Those born before 1959, who are typically in their late sixties or older, face increased vulnerability to health issues that could necessitate longer hospital stays.
This policy highlights the importance of timely communication between pensioners, their families, and the DWP to prevent unexpected benefit interruptions during medical emergencies.
