Motorists across the UK are being urged to think twice before using their vehicles as temporary storage for Christmas gifts, with warnings of potential fines and soaring insurance costs.
Soaring Insurance Claims and Theft Risk
New research from the insurer Aviva reveals a worrying trend: more than a quarter of Britons intend to leave Christmas presents in their cars, with 23% planning to use their vehicle specifically to hide gifts. This comes at the riskiest time of year, as the company's data shows damage to cars increases significantly in December and January.
The average insurance claim during this period jumps to a staggering £2,494. Hannah Pinches, Aviva's Director of Motor Claims, cautioned drivers about treating their cars as handy storage. "Be mindful of leaving presents, especially high-value gifts, in plain sight as this can be tempting for opportunistic thieves," she said, adding that some claims may not be covered if items are left unsecured.
Legal Penalties for Obstructed Views
The financial danger isn't limited to theft. Experts highlight that poorly stored items can lead to direct fines from police. Keith Hawes, Director of Nationwide Vehicle Contracts, explained that stacking shopping bags or wrapped gifts above the seat line can be classed as 'obstructing the driver’s view'. This breaches Highway Code Rule 94.
If an officer deems your view of the road is compromised, you could face an on-the-spot fine of £100 and three penalty points. In more serious cases, fines can escalate to £1,000. This applies to bags piled on back seats and presents blocking the rear window.
Practical Advice for a Safe Christmas Journey
A spokesperson for BigWantsYourCar.com advised drivers to be cautious about how much they load their vehicle. "It’s also important to check that your load doesn’t push your vehicle over its maximum weight limit. If you’re unsure, check your car’s manual before setting off," they recommended ahead of December 25.
Drivers are reminded to ensure all items, from gifts and suitcases to Christmas trees, are safely secured and do not restrict visibility. "A few minutes of care before setting off could save you a fine and make sure your Christmas journey goes smoothly," the spokesperson added.
The consensus from motoring specialists is clear:
- The best practice is to keep gifts out of the car entirely.
- If you must transport them, ensure all items are out of sight, securely locked in the boot or a safe compartment.
- Remove all receipts, branded bags, or packaging that might advertise their presence.
- Plan shopping trips to minimise the time gifts are left unattended in the vehicle.
Tempcover also suggests planning your route and timings for holiday shopping to avoid leaving bags in the car for extended periods, as the risk of theft increases with time.
