Halifax is set to close eight more of its branches across the United Kingdom in January 2026, marking a continued retreat from the high street as customers increasingly move to digital banking.
The Full List of Halifax Closures
The closures are scheduled throughout the first month of 2026, affecting communities from the south coast to Yorkshire. The specific branches and their closing dates are as follows:
- Havant – January 1, 2026
- Seaford – January 1, 2026
- Middleton – January 8, 2026
- Yeovil – January 12, 2026
- Wandsworth, London – January 15, 2026
- Deal – January 22, 2026
- Hastings – January 22, 2026
- Skipton – January 26, 2026
Part of a Wider Banking Trend
This move by Halifax, which is part of Lloyds Banking Group, follows the permanent closure of more than 100 of its branches in recent years. The trend is not isolated to Halifax; the wider group has confirmed that its Lloyds Bank brand will also see a further 40 branches close in 2026.
A spokesperson for Lloyds Banking Group pointed to a fundamental change in customer behaviour as the driving force behind the decision. “The way people are banking has changed, with over 21 million customers choosing apps to manage their money,” they stated. “We’re providing more choice than ever before, bringing together the best in digital convenience with our people.”
Alternative Services and Support
To mitigate the impact on customers, especially those less comfortable with digital banking, the group is emphasising alternative access points. Customers will still be able to use any remaining Lloyds, Halifax, or Bank of Scotland branch, as well as the Post Office network and emerging banking hubs for everyday transactions. Cash deposits can be made at over 30,000 PayPoint locations nationwide.
A key initiative is the launch of “Community Bankers” who will offer in-person support in areas losing a physical branch. These bankers will be based in local community venues or nearby banking hubs.
Halifax has stated that it follows the Financial Conduct Authority's guidance on branch closures. “When making changes to our branch network, we always look to understand the impact on our customers,” a representative said. “Because of this, we may sometimes have a Community Banker visit the area after the branch closes. Or as part of an independent review a Banking Hub or Deposit Service may be set up in a nearby location.”
The closures reflect an accelerating and seemingly irreversible shift within the UK banking sector, where the convenience of mobile apps is steadily replacing the traditional local branch for millions of people.
