Lloyds Bank has announced it will permanently close the doors of 16 of its local branches across the United Kingdom in January 2026. This move forms part of a larger restructuring plan by its parent company, Lloyds Banking Group, which will also see 40 Lloyds and 15 Halifax branches shut throughout the year.
The Ongoing Decline of the High Street Bank
The decision reflects a continuing trend across the British banking sector. According to data from the consumer group Which?, a staggering 6,626 bank and building society branches have closed since January 2015. This equates to an average of around 53 closures every month, representing approximately 67% of the network that was operational at the start of 2015.
A spokesperson for Lloyds Banking Group pointed to changing customer habits as the driving force behind the closures. "The way people are banking has changed, with over 21 million customers choosing apps to manage their money," they stated. "We’re providing more choice than ever before, bringing together the best in digital convenience with our people."
Alternative Banking Options for Customers
The group emphasised that customers of the affected branches will still have access to a range of services. They highlighted that alongside mobile banking apps, customers can use any remaining Lloyds, Halifax, or Bank of Scotland branch, as well as the Post Office or local banking hubs for everyday transactions.
For cash deposits, the bank noted that customers can visit over 30,000 PayPoint locations nationwide. This network is intended to help mitigate the impact on those who still rely on physical banking services.
Full List of Lloyds Bank Closures in January 2026
The following Lloyds Bank branches are scheduled to close on the dates listed below:
- Alfreton - January 1, 2026
- Ammanford - January 12, 2026
- Bideford - January 13, 2026
- Chester-le-Street - January 14, 2026
- Fleet - January 13, 2026
- Havant - January 1, 2026
- Hedge End - January 21, 2026
- Hedon - January 28, 2026
- Ivybridge - January 14, 2026
- Lewes - January 19, 2026
- Mitcham - January 8, 2026
- New Addington - January 1, 2026
- Penzance - January 21, 2026
- Petersfield - January 21, 2026
- Swadlincote - January 20, 2026
- Totnes - January 8, 2026
The closures mark another significant step in the transformation of UK retail banking, shifting focus firmly towards digital platforms and shared banking facilities, leaving many communities to adapt to life without their local branch.
