The Department for Work and Pensions (DWP) has implemented a rule that significantly increases Universal Credit payments for certain claimants. Under the new rates, individuals with severe health conditions or terminal illnesses will receive £429.80 per month, which is £271 more than the previous limited capability for work (LCW) element rate of £158.
Understanding the Changes
The lower rate of the limited capability for work and work-related activity element (LCWRA) is currently £217. However, the DWP has increased this to £429.80 for two specific groups: those with severe conditions and those with terminal illnesses. This substantial hike means eligible claimants will see a notable increase in their monthly payments.
Transitional Provisions
If you declared a health condition or disability on or before 5 April 2025, and you are later found to have LCWRA, you will still be entitled to the higher rate, even if the decision on your award is made after 6 April 2026. This transitional protection ensures that claimants who have already come forward are not disadvantaged by the timing of their assessment.
Joint Claims and Additional Elements
For joint claims, the rules are specific. If both claimants have LCW or LCWRA, the award will include only one element. If one or both have LCWRA, that element will be paid. Additionally, if you are eligible for the carer's element, you cannot receive it alongside LCW or LCWRA; only one extra payment is permitted. However, if you are part of a couple and one partner gets one extra payment and the other gets a different one, both payments are included in the joint claim.
The DWP explains: "You may get more money on top of your standard allowance if you cannot work because of a health condition or disability. This extra amount of money is for people who have limited capability for work and work-related activity (LCWRA). Some people call this the 'health element' or the 'LCWRA element'. The Universal Credit Act 2025 changed how this extra amount works from 6 April 2026. These changes do not affect you if you are currently getting LCWRA and have been since before 6 April 2026."
These changes are part of ongoing reforms to the benefits system, aiming to provide better support for those with the most severe health challenges. Claimants are advised to check their eligibility and ensure they are receiving the correct amount.
